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- Allentown, PA
- 862-247-7212
- ecastillosc@hotmail.com
Follow Us
Build credit, unlock 0% intro APR cards (12–18 months), and launch your LLC with a trusted, bilingual local partner.
Targeted disputes and guided actions that move your score—not just reports.
We prep you to qualify for credit cards with 0% interest for 12–18 months to breathe and build.
Correct structure = better funding options later. We set you up from day one.
HC Credit Services and Solutions exists to make financial freedom simple and achievable. We help individuals, new immigrants, and small business owners repair credit, build strong profiles, and launch fundable LLCs. As a bilingual team rooted in Allentown and the Lehigh Valley, we deliver personalized plans, protect your privacy, and guide you with clear steps—not confusing jargon. Our mission is your stability, growth, and generational wealth.
Credit Repair & Building
Dispute inaccuracies, rebuild credit for new immigrants, and strengthen profiles to qualify faster.
0% Intro APR Strategy (12–18 months)
We prepare you to meet issuer criteria and use credit responsibly to grow.
LLC Formation & Structuring
Proper setup, compliance basics, and documents that help you look fundable.
Financial Coaching
Clear, actionable steps to protect, build, and leverage your credit.
Evelyn Castillo
Turned her own dream of independence into a mission to help others do the same. She provides honest, bilingual guidance to repair credit, launch LLCs, and build generational wealth—so families across Allentown and the Lehigh Valley can move forward with confidence.
Timelines vary by profile, but most clients see movement within the first few cycles of targeted disputes and actions.
Credit repair is the legal process of fixing mistakes on your credit reports and building positive credit so lenders see an accurate picture of you.
What it includes:
Reviewing your Equifax/Experian/TransUnion reports
Finding errors (wrong late payments, duplicate accounts, mixed files, identity-theft items, outdated negatives)
Disputing inaccurate or unverifiable items with bureaus/creditors and following up
Building positive history (on-time payments, smart utilization, secured cards/credit-builder tools)
What it doesn’t do:
It can’t remove accurate, timely negative information
It can’t guarantee a specific score or “erase” credit
It never uses CPNs or new identities (that’s illegal)
With HC Credit Services and Solutions in Allentown, PA, we pair disputes with a step-by-step plan to strengthen your profile for the long term.
es—with secured lines, smart utilization, and on-time history, we accelerate the foundation safely.
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We guide you through entity choice, filing, EIN, operating agreement, and compliance basics.
You pay no interest for the promo period if you make on-time minimums; we help you qualify and use them strategically.
